health insurance

HDFC ERGO Health Insurance
Starting at ₹16/day*

Compare our Best Health Insurance Plans

  1. OPTIMA SECURE

Key Features

  • Secure Benefit: Get 2X coverage from Day 1.
  • Plus Benefit: 100% increase in coverage after 2 years.
  • Restore Benefit: 100% restores your base coverage
  • Protect Benefit: Zero deductions on listed non-medical expenses^^.

 

  1. OPTIMA RESTORE

Key Features

  • 100% Restored Benefit: Get 100% of your cover restored instantly after your first claim.
  • 2X Multiplier Benefit: Get up to 100% additional policy cover as no claim bonus.
  • Complete coverage 60 days prior & 180 days post your hospitalization. This ensures better planning of your hospitalization needs.

 

  1. MY:HEALTH SURAKSHA

Key Features

  • No Medical Test Upto 45 Years: It’s better to be safe than sorry! Secure your health when you are young to avoid medical tests.
  • Free preventive health checkups: We offer free health check-ups so that you are healthier and happier always
  • Cumulative Bonus: Don’t think that your health insurance plan is of no use if you do not make a claim. It rewards you with an additional 10% to 25% Sum Insured up to a max of 200% depending on the plan opted at the time of renewal.

 

  1. MY:HEALTH MEDISURE SUPER TOP-UP

Key Features

  • Works on Aggregate Deductible: This health plan comes into action once your all-round total claim amount reaches the aggregate deductible in a year, it’s not necessary for a single claim to meet the deductible unlike other top-up plans.
  • No health checkups up to Age 55 years: It’s better to be safe than sorry! Secure your health when you are young to avoid medical tests.
  • Payless, Get more: Opt for a long-term policy of 2 years and get a 5% discount.

3 Types of Health Insurance Plans you should know about

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